Credits and Debts: Exit Strategies

This beginner course explains how debt burdens accumulate and why minimum payments can keep borrowers trapped for years. Students learn to calculate the real cost of loans, compare repayment options, and prioritize debts using the avalanche and snowball methods. The course also covers negotiation basics with lenders and how to design a repayment plan that fits their budget. After completion, students will be able to compute true loan costs, choose a payoff strategy, negotiate effectively, and commit to a structured repayment plan without taking on new loans.